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Comprehensive Local Home Insurance Guide

North Carolina Home Insurance

Home Insurance Premiums in NC

^ North Carolina residents paid average home insurance premiums of $683, which ranks 30th in the nation. [1]

Home Insurance in NC by City

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Affordable Home Insurance in NC

^ Click here to compare North Carolina home insurance options. Get instant quotes in 10 minutes or less.

Home Insurance Providers in North Carolina

NC Home Insurance

Home Insurance in North Carolina

North Carolina Home Insurance Rates


  • Home Insurance Rates: NC vs. U.S. [1]
    • North Carolina residents paid average home insurance premiums of $683.
    • This average home insurance premium in North Carolina is 30% less than the national average of $978.
    • North Carolina ranks 30th in the nation in home insurance rates.

Owner-Occupied Housing Units in North Carolina


  • Owner-Occupied Housing: NC vs. U.S. [2]
    • In North Carolina, 65.4% of housing units are owner-occupied.
    • This owner-occupied rate in North Carolina is 2% greater than the national average of 63.9%.
    • North Carolina ranks 35th in the nation in share of housing that is owner-occupied.

North Carolina Renters Insurance Rates


  • Rent Insurance Rates: NC vs. U.S. [3]
    • North Carolina residents paid average rent insurance premiums of $130.
    • This average rent insurance premium in North Carolina is 30% less than the national average of $187.
    • North Carolina ranks 46th in the nation in rent insurance rates.

Home Ownership Costs in North Carolina

Household Income Spent on Home Ownership Costs in North Carolina [4]

North Carolina residents spent an average of 30.4% of household income on home ownership costs, which is 10% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in North Carolina [5]

Residents of North Carolina spent an average of 44.8% of household income on rent and utilities, which is 7% less than the national average of 48.1%.


Renters Insurance Providers in North Carolina

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Additional information about North Carolina

About North Carolina

The state of North Carolina has a population of approximately 9,535,483, ranking 8th in the nation. [6]

NC Home Insurance

NC Home Insurance

For more information about North Carolina Home Insurance, or for additional resources regarding home insurance overall, visit the North Carolina Department of Insurance.

Did you know?

In 2010, wind and hail were the leading cause of home insurance losses, totaling 35.6% of all losses in the U.S.

North Carolina Cities

North Carolina ZIP Codes


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)