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Comprehensive Local Home Insurance Guide

Saratoga Springs Home Insurance

Home Insurance Rates in Saratoga Springs, NY

^ Saratoga Springs residents paid average home insurance premiums of $983, based on overall New York data. [1]

Affordable Home Insurance in Saratoga Springs, NY

^ Click here to compare Saratoga Springs home insurance options now & find an affordable provider.

Renters Insurance Rates in Saratoga Springs,NY

^ Residents of New York paid an average renters insurance premium of $216, ranking 7th in the U.S. [2]

Home Insurance Providers in Saratoga Springs, NY

NY Home Insurance

Home Insurance in Saratoga Springs, NY

Home Insurance Rates in Saratoga Springs, NY


  • Home Insurance: Saratoga Springs vs. U.S. [1]
    • New York residents collectively (all cities) paid average annual home insurance premiums of $983.
    • This average premium in NY is 1% greater than the national average of $978.
    • New York collectively (all cities) ranks 6th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in Saratoga Springs, NY


  • Owner-Occupied Housing: Saratoga Springs vs. U.S. [2]
    • In New York collectively (all cities), owner-occupied housing made up 53.7% of all housing units.
    • This owner-occupied rate in NY is 16% less than the national average of 63.9%.
    • New York collectively (all cities) ranks 50th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in Saratoga Springs, NY


  • Rent Insurance Rates: NY vs. U.S. [3]
    • New York residents collectively (all cities) paid average rent insurance premiums of $216.
    • This average rent insurance premium in New York is 16% greater than the national average of $187.
    • New York collectively (all cities) ranks 7th in the U.S. in rent insurance rates.

Renters Insurance Providers in Saratoga Springs, NY

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in Saratoga Springs, NY

Household Income Spent on Home Ownership Costs in New York [4]

New York residents (collectively, all cities) spent an average of 39.3% of household income on home ownership costs, which is 17% greater than the national average of 33.7%.


Household Income Spent on Rent and Utilities in New York [5]

Residents of New York (collectively, all cities) spent an average of 50.4% of household income on rent and utilities, which is 5% greater than the national average of 48.1%.


Additional information about New York

About Saratoga Springs

The city of Saratoga Springs has a population of approximately 26,586 and is located in Saratoga County in the state of New York. [6]

NY Home Insurance

Saratoga Springs, NY Home Insurance

For more information about Saratoga Springs Home Insurance, or for additional resources regarding home insurance overall, visit the New York Department of Insurance.

Did you know?

In 2010, water damage and freezing accounted for 21.3% of all home insurance losses in the United States.

Other Cities in NY

ZIP Codes in NY


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)