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Comprehensive Local Home Insurance Guide

Home Insurance in 03246 (Laconia, NH)

Home Insurance Rates in 03246

^ Residents in 03246 paid average home insurance premiums of $647, based on overall New Hampshire data. [1]

Home Insurance Providers in 03246 (Laconia, NH)

^ Click here to compare 03246 home insurance options now & find an affordable provider.

Renters Insurance Rates in 03246

^ Residents of New Hampshire paid an average renters insurance premium of $134, ranking 40th in the U.S. [2]

Home Insurance Providers in 03246 (Laconia, NH)

NH Home Insurance

Homeowners Insurance in 03246 (Laconia, NH)

Home Insurance Rates in 03246


  • Home Insurance: 03246 vs. U.S. [1]
    • New Hampshire residents collectively (all cities) paid average annual home insurance premiums of $647.
    • This average premium in NH is 34% less than the national average of $978.
    • New Hampshire collectively (all cities) ranks 34th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in 03246


  • Owner-Occupied Housing: 03246 vs. U.S. [2]
    • In New Hampshire collectively (all cities), owner-occupied housing made up 70.9% of all housing units.
    • This owner-occupied rate in NH is 11% greater than the national average of 63.9%.
    • New Hampshire collectively (all cities) ranks 7th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in 03246


  • Rent Insurance Rates: NH vs. U.S. [3]
    • New Hampshire residents collectively (all cities) paid average rent insurance premiums of $134.
    • This average rent insurance premium in New Hampshire is 28% less than the national average of $187.
    • New Hampshire collectively (all cities) ranks 40th in the U.S. in rent insurance rates.

Renters Insurance Providers in 03246

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in 03246

Household Income Spent on Home Ownership Costs in New Hampshire [4]

New Hampshire residents (collectively, all cities) spent an average of 37.8% of household income on home ownership costs, which is 12% greater than the national average of 33.7%.


Household Income Spent on Rent and Utilities in New Hampshire [5]

Residents of New Hampshire (collectively, all cities) spent an average of 46.1% of household income on rent and utilities, which is 4% less than the national average of 48.1%.


Additional information about New Hampshire

About 03246

The ZIP code of 03246 (Laconia, NH) has a population of approximately 0 and is located in Belknap County in New Hampshire. [6]

NH Home Insurance

Home Insurance in 03246

For more information about 03246 Home Insurance, or for additional resources regarding home insurance overall, visit the New Hampshire Department of Insurance.

Did you know?

In 2011, water damage and freezing accounted for 21.7% of all home insurance losses in the United States.

Other ZIP Codes in New Hampshire


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Cities in New Hampshire

References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)