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Comprehensive Local Home Insurance Guide

Missouri Home Insurance

Home Insurance Premiums in MO

^ Missouri residents paid average home insurance premiums of $788, which ranks 21st in the nation. [1]

Home Insurance in MO by City

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Affordable Home Insurance in MO

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Home Insurance Providers in Missouri

MO Home Insurance

Home Insurance in Missouri

Missouri Home Insurance Rates


  • Home Insurance Rates: MO vs. U.S. [1]
    • Missouri residents paid average home insurance premiums of $788.
    • This average home insurance premium in Missouri is 19% less than the national average of $978.
    • Missouri ranks 21st in the nation in home insurance rates.

Owner-Occupied Housing Units in Missouri


  • Owner-Occupied Housing: MO vs. U.S. [2]
    • In Missouri, 67.5% of housing units are owner-occupied.
    • This owner-occupied rate in Missouri is 6% greater than the national average of 63.9%.
    • Missouri ranks 18th in the nation in share of housing that is owner-occupied.

Missouri Renters Insurance Rates


  • Rent Insurance Rates: MO vs. U.S. [3]
    • Missouri residents paid average rent insurance premiums of $165.
    • This average rent insurance premium in Missouri is 12% less than the national average of $187.
    • Missouri ranks 26th in the nation in rent insurance rates.

Home Ownership Costs in Missouri

Household Income Spent on Home Ownership Costs in Missouri [4]

Missouri residents spent an average of 27.7% of household income on home ownership costs, which is 18% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Missouri [5]

Residents of Missouri spent an average of 46.4% of household income on rent and utilities, which is 4% less than the national average of 48.1%.


Renters Insurance Providers in Missouri

Liberty Mutual

Liberty Mutual
  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.

Learn More

USAA

USAA
  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Learn More

Additional information about Missouri

About Missouri

The state of Missouri has a population of approximately 5,988,927, ranking 17th in the nation. [6]

MO Home Insurance

MO Home Insurance

For more information about Missouri Home Insurance, or for additional resources regarding home insurance overall, visit the Missouri Department of Insurance.

Did you know?

In 2011, wind and hail were the leading cause of home insurance losses, totaling 46% of all losses in the U.S.

Missouri Cities

Missouri ZIP Codes


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)