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Comprehensive Local Home Insurance Guide

Harbor Beach Home Insurance

Home Insurance Rates in Harbor Beach, MI

^ Harbor Beach residents paid average home insurance premiums of $715, based on overall Michigan data. [1]

Affordable Home Insurance in Harbor Beach, MI

^ Click here to compare Harbor Beach home insurance options now & find an affordable provider.

Renters Insurance Rates in Harbor Beach,MI

^ Residents of Michigan paid an average renters insurance premium of $174, ranking 20th in the U.S. [2]

Home Insurance Providers in Harbor Beach, MI

MI Home Insurance

Home Insurance in Harbor Beach, MI

Home Insurance Rates in Harbor Beach, MI


  • Home Insurance: Harbor Beach vs. U.S. [1]
    • Michigan residents collectively (all cities) paid average annual home insurance premiums of $715.
    • This average premium in MI is 27% less than the national average of $978.
    • Michigan collectively (all cities) ranks 25th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in Harbor Beach, MI


  • Owner-Occupied Housing: Harbor Beach vs. U.S. [2]
    • In Michigan collectively (all cities), owner-occupied housing made up 71.1% of all housing units.
    • This owner-occupied rate in MI is 11% greater than the national average of 63.9%.
    • Michigan collectively (all cities) ranks 5th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in Harbor Beach, MI


  • Rent Insurance Rates: MI vs. U.S. [3]
    • Michigan residents collectively (all cities) paid average rent insurance premiums of $174.
    • This average rent insurance premium in Michigan is 7% less than the national average of $187.
    • Michigan collectively (all cities) ranks 20th in the U.S. in rent insurance rates.

Renters Insurance Providers in Harbor Beach, MI

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in Harbor Beach, MI

Household Income Spent on Home Ownership Costs in Michigan [4]

Michigan residents (collectively, all cities) spent an average of 30.4% of household income on home ownership costs, which is 10% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Michigan [5]

Residents of Michigan (collectively, all cities) spent an average of 49.8% of household income on rent and utilities, which is 4% greater than the national average of 48.1%.


Additional information about Michigan

About Harbor Beach

The city of Harbor Beach has a population of approximately 1,703 and is located in Huron County in the state of Michigan. [6]

MI Home Insurance

Harbor Beach, MI Home Insurance

For more information about Harbor Beach Home Insurance, or for additional resources regarding home insurance overall, visit the Michigan Department of Insurance.

Did you know?

In 2011, water damage and freezing accounted for 21.7% of all home insurance losses in the United States.

Other Cities in MI

ZIP Codes in MI


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)