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Comprehensive Local Home Insurance Guide

Home Insurance in 04457 (Lincoln, ME)

Home Insurance Rates in 04457

^ Residents in 04457 paid average home insurance premiums of $572, based on overall Maine data. [1]

Home Insurance Providers in 04457 (Lincoln, ME)

^ Click here to compare 04457 home insurance options now & find an affordable provider.

Renters Insurance Rates in 04457

^ Residents of Maine paid an average renters insurance premium of $130, ranking 46th in the U.S. [2]

Home Insurance Providers in 04457 (Lincoln, ME)

ME Home Insurance

Homeowners Insurance in 04457 (Lincoln, ME)

Home Insurance Rates in 04457


  • Home Insurance: 04457 vs. U.S. [1]
    • Maine residents collectively (all cities) paid average annual home insurance premiums of $572.
    • This average premium in ME is 42% less than the national average of $978.
    • Maine collectively (all cities) ranks 44th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in 04457


  • Owner-Occupied Housing: 04457 vs. U.S. [2]
    • In Maine collectively (all cities), owner-occupied housing made up 71.4% of all housing units.
    • This owner-occupied rate in ME is 12% greater than the national average of 63.9%.
    • Maine collectively (all cities) ranks 4th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in 04457


  • Rent Insurance Rates: ME vs. U.S. [3]
    • Maine residents collectively (all cities) paid average rent insurance premiums of $130.
    • This average rent insurance premium in Maine is 30% less than the national average of $187.
    • Maine collectively (all cities) ranks 46th in the U.S. in rent insurance rates.

Renters Insurance Providers in 04457

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in 04457

Household Income Spent on Home Ownership Costs in Maine [4]

Maine residents (collectively, all cities) spent an average of 34.4% of household income on home ownership costs, which is 2% greater than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Maine [5]

Residents of Maine (collectively, all cities) spent an average of 47.2% of household income on rent and utilities, which is 2% less than the national average of 48.1%.


Additional information about Maine

About 04457

The ZIP code of 04457 (Lincoln, ME) has a population of approximately 0 and is located in Penobscot County in Maine. [6]

ME Home Insurance

Home Insurance in 04457

For more information about 04457 Home Insurance, or for additional resources regarding home insurance overall, visit the Maine Department of Insurance.

Did you know?

In 2012, water damage and freezing accounted for 17.5% of all home insurance losses in the United States.

Other ZIP Codes in Maine


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Cities in Maine

References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)