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Lake Charles Home Insurance

Home Insurance Rates in Lake Charles, LA

^ Lake Charles residents paid average home insurance premiums of $1155, based on overall Louisiana data. [1]

Affordable Home Insurance in Lake Charles, LA

^ Click here to compare Lake Charles home insurance options now & find an affordable provider.

Renters Insurance Rates in Lake Charles,LA

^ Residents of Louisiana paid an average renters insurance premium of $228, ranking 2nd in the U.S. [2]

Home Insurance Providers in Lake Charles, LA

LA Home Insurance

Home Insurance in Lake Charles, LA

Home Insurance Rates in Lake Charles, LA


  • Home Insurance: Lake Charles vs. U.S. [1]
    • Louisiana residents collectively (all cities) paid average annual home insurance premiums of $1155.
    • This average premium in LA is 18% greater than the national average of $978.
    • Louisiana collectively (all cities) ranks 3rd in the U.S. in home insurance rates.

Owner-Occupied Housing Units in Lake Charles, LA


  • Owner-Occupied Housing: Lake Charles vs. U.S. [2]
    • In Louisiana collectively (all cities), owner-occupied housing made up 65.7% of all housing units.
    • This owner-occupied rate in LA is 3% greater than the national average of 63.9%.
    • Louisiana collectively (all cities) ranks 33rd in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in Lake Charles, LA


  • Rent Insurance Rates: LA vs. U.S. [3]
    • Louisiana residents collectively (all cities) paid average rent insurance premiums of $228.
    • This average rent insurance premium in Louisiana is 22% greater than the national average of $187.
    • Louisiana collectively (all cities) ranks 2nd in the U.S. in rent insurance rates.

Renters Insurance Providers in Lake Charles, LA

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in Lake Charles, LA

Household Income Spent on Home Ownership Costs in Louisiana [4]

Louisiana residents (collectively, all cities) spent an average of 28.5% of household income on home ownership costs, which is 15% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Louisiana [5]

Residents of Louisiana (collectively, all cities) spent an average of 45.7% of household income on rent and utilities, which is 5% less than the national average of 48.1%.


Additional information about Louisiana

About Lake Charles

The city of Lake Charles has a population of approximately 71,993 and is located in Calcasieu County in the state of Louisiana. [6]

LA Home Insurance

Lake Charles, LA Home Insurance

For more information about Lake Charles Home Insurance, or for additional resources regarding home insurance overall, visit the Louisiana Department of Insurance.

Did you know?

In 2012, water damage and freezing accounted for 17.5% of all home insurance losses in the United States.

Other Cities in LA

ZIP Codes in LA


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)