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Comprehensive Local Home Insurance Guide

Louisiana Home Insurance

Home Insurance Premiums in LA

^ Louisiana residents paid average home insurance premiums of $1155, which ranks 3rd in the nation. [1]

Home Insurance in LA by City

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Affordable Home Insurance in LA

^ Click here to compare Louisiana home insurance options. Get instant quotes in 10 minutes or less.

Home Insurance Providers in Louisiana

LA Home Insurance

Home Insurance in Louisiana

Louisiana Home Insurance Rates


  • Home Insurance Rates: LA vs. U.S. [1]
    • Louisiana residents paid average home insurance premiums of $1155.
    • This average home insurance premium in Louisiana is 18% greater than the national average of $978.
    • Louisiana ranks 3rd in the nation in home insurance rates.

Owner-Occupied Housing Units in Louisiana


  • Owner-Occupied Housing: LA vs. U.S. [2]
    • In Louisiana, 65.7% of housing units are owner-occupied.
    • This owner-occupied rate in Louisiana is 3% greater than the national average of 63.9%.
    • Louisiana ranks 33rd in the nation in share of housing that is owner-occupied.

Louisiana Renters Insurance Rates


  • Rent Insurance Rates: LA vs. U.S. [3]
    • Louisiana residents paid average rent insurance premiums of $228.
    • This average rent insurance premium in Louisiana is 22% greater than the national average of $187.
    • Louisiana ranks 2nd in the nation in rent insurance rates.

Home Ownership Costs in Louisiana

Household Income Spent on Home Ownership Costs in Louisiana [4]

Louisiana residents spent an average of 28.5% of household income on home ownership costs, which is 15% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Louisiana [5]

Residents of Louisiana spent an average of 45.7% of household income on rent and utilities, which is 5% less than the national average of 48.1%.


Renters Insurance Providers in Louisiana

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Additional information about Louisiana

About Louisiana

The state of Louisiana has a population of approximately 4,533,372, ranking 26th in the nation. [6]

LA Home Insurance

LA Home Insurance

For more information about Louisiana Home Insurance, or for additional resources regarding home insurance overall, visit the Louisiana Department of Insurance.

Did you know?

In 2012, wind and hail were the leading cause of home insurance losses, totaling 47.2% of all losses in the U.S.

Louisiana Cities

Louisiana ZIP Codes


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)