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Comprehensive Local Home Insurance Guide

Elgin Home Insurance

Home Insurance Rates in Elgin, IL

^ Elgin residents paid average home insurance premiums of $628, based on overall Illinois data. [1]

Affordable Home Insurance in Elgin, IL

^ Click here to compare Elgin home insurance options now & find an affordable provider.

Renters Insurance Rates in Elgin,IL

^ Residents of Illinois paid an average renters insurance premium of $154, ranking 29th in the U.S. [2]

Home Insurance Providers in Elgin, IL

IL Home Insurance

Home Insurance in Elgin, IL

Home Insurance Rates in Elgin, IL


  • Home Insurance: Elgin vs. U.S. [1]
    • Illinois residents collectively (all cities) paid average annual home insurance premiums of $628.
    • This average premium in IL is 36% less than the national average of $978.
    • Illinois collectively (all cities) ranks 37th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in Elgin, IL


  • Owner-Occupied Housing: Elgin vs. U.S. [2]
    • In Illinois collectively (all cities), owner-occupied housing made up 66.6% of all housing units.
    • This owner-occupied rate in IL is 4% greater than the national average of 63.9%.
    • Illinois collectively (all cities) ranks 25th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in Elgin, IL


  • Rent Insurance Rates: IL vs. U.S. [3]
    • Illinois residents collectively (all cities) paid average rent insurance premiums of $154.
    • This average rent insurance premium in Illinois is 18% less than the national average of $187.
    • Illinois collectively (all cities) ranks 29th in the U.S. in rent insurance rates.

Renters Insurance Providers in Elgin, IL

Liberty Mutual

Liberty Mutual
  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.

Learn More

USAA

USAA
  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Learn More

Home Ownership Costs in Elgin, IL

Household Income Spent on Home Ownership Costs in Illinois [4]

Illinois residents (collectively, all cities) spent an average of 35.1% of household income on home ownership costs, which is 4% greater than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Illinois [5]

Residents of Illinois (collectively, all cities) spent an average of 47% of household income on rent and utilities, which is 2% less than the national average of 48.1%.


Additional information about Illinois

About Elgin

The city of Elgin has a population of approximately 108,188 and is located in Kane County in the state of Illinois. [6]

IL Home Insurance

Elgin, IL Home Insurance

For more information about Elgin Home Insurance, or for additional resources regarding home insurance overall, visit the Illinois Department of Insurance.

Did you know?

In 2011, Florida had the highest average home insurance premiums in the United States.

Other Cities in IL

ZIP Codes in IL


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)