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Comprehensive Local Home Insurance Guide

Florida Home Insurance

Home Insurance Premiums in FL

^ Florida residents paid average home insurance premiums of $1390, which ranks 2nd in the nation. [1]

Home Insurance in FL by City

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Affordable Home Insurance in FL

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Home Insurance Providers in Florida

FL Home Insurance

Home Insurance in Florida

Florida Home Insurance Rates


  • Home Insurance Rates: FL vs. U.S. [1]
    • Florida residents paid average home insurance premiums of $1390.
    • This average home insurance premium in Florida is 42% greater than the national average of $978.
    • Florida ranks 2nd in the nation in home insurance rates.

Owner-Occupied Housing Units in Florida


  • Owner-Occupied Housing: FL vs. U.S. [2]
    • In Florida, 65.6% of housing units are owner-occupied.
    • This owner-occupied rate in Florida is 3% greater than the national average of 63.9%.
    • Florida ranks 34th in the nation in share of housing that is owner-occupied.

Florida Renters Insurance Rates


  • Rent Insurance Rates: FL vs. U.S. [3]
    • Florida residents paid average rent insurance premiums of $207.
    • This average rent insurance premium in Florida is 11% greater than the national average of $187.
    • Florida ranks 9th in the nation in rent insurance rates.

Home Ownership Costs in Florida

Household Income Spent on Home Ownership Costs in Florida [4]

Florida residents spent an average of 42.9% of household income on home ownership costs, which is 27% greater than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Florida [5]

Residents of Florida spent an average of 54.2% of household income on rent and utilities, which is 13% greater than the national average of 48.1%.


Renters Insurance Providers in Florida

Liberty Mutual

Liberty Mutual
  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.

Learn More

USAA

USAA
  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Learn More

Additional information about Florida

About Florida

The state of Florida has a population of approximately 18,801,310, ranking 3rd in the nation. [6]

FL Home Insurance

FL Home Insurance

For more information about Florida Home Insurance, or for additional resources regarding home insurance overall, visit the Florida Department of Insurance.

Did you know?

In 2012, wind and hail were the leading cause of home insurance losses, totaling 47.2% of all losses in the U.S.

Florida Cities

Florida ZIP Codes


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)