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Comprehensive Local Home Insurance Guide

Home Insurance in 81243 (Powderhorn, CO)

Home Insurance Rates in 81243

^ Residents in 81243 paid average home insurance premiums of $842, based on overall Colorado data. [1]

Home Insurance Providers in 81243 (Powderhorn, CO)

^ Click here to compare 81243 home insurance options now & find an affordable provider.

Renters Insurance Rates in 81243

^ Residents of Colorado paid an average renters insurance premium of $177, ranking 18th in the U.S. [2]

Home Insurance Providers in 81243 (Powderhorn, CO)

CO Home Insurance

Homeowners Insurance in 81243 (Powderhorn, CO)

Home Insurance Rates in 81243


  • Home Insurance: 81243 vs. U.S. [1]
    • Colorado residents collectively (all cities) paid average annual home insurance premiums of $842.
    • This average premium in CO is 14% less than the national average of $978.
    • Colorado collectively (all cities) ranks 16th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in 81243


  • Owner-Occupied Housing: 81243 vs. U.S. [2]
    • In Colorado collectively (all cities), owner-occupied housing made up 64% of all housing units.
    • This owner-occupied rate in CO is 0% greater than the national average of 63.9%.
    • Colorado collectively (all cities) ranks 38th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in 81243


  • Rent Insurance Rates: CO vs. U.S. [3]
    • Colorado residents collectively (all cities) paid average rent insurance premiums of $177.
    • This average rent insurance premium in Colorado is 5% less than the national average of $187.
    • Colorado collectively (all cities) ranks 18th in the U.S. in rent insurance rates.

Renters Insurance Providers in 81243

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in 81243

Household Income Spent on Home Ownership Costs in Colorado [4]

Colorado residents (collectively, all cities) spent an average of 32.1% of household income on home ownership costs, which is 5% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Colorado [5]

Residents of Colorado (collectively, all cities) spent an average of 48.6% of household income on rent and utilities, which is 1% greater than the national average of 48.1%.


Additional information about Colorado

About 81243

The ZIP code of 81243 (Powderhorn, CO) has a population of approximately 0 and is located in Gunnison County in Colorado. [6]

CO Home Insurance

Home Insurance in 81243

For more information about 81243 Home Insurance, or for additional resources regarding home insurance overall, visit the Colorado Department of Insurance.

Did you know?

In 2010, wind and hail were the leading cause of home insurance losses, totaling 35.6% of all losses in the U.S.

Other ZIP Codes in Colorado


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Cities in Colorado

References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)