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Laguna Niguel Home Insurance

Home Insurance Rates in Laguna Niguel, CA

^ Laguna Niguel residents paid average home insurance premiums of $911, based on overall California data. [1]

Affordable Home Insurance in Laguna Niguel, CA

^ Click here to compare Laguna Niguel home insurance options now & find an affordable provider.

Renters Insurance Rates in Laguna Niguel,CA

^ Residents of California paid an average renters insurance premium of $224, ranking 3rd in the U.S. [2]

Home Insurance Providers in Laguna Niguel, CA

CA Home Insurance

Home Insurance in Laguna Niguel, CA

Home Insurance Rates in Laguna Niguel, CA


  • Home Insurance: Laguna Niguel vs. U.S. [1]
    • California residents collectively (all cities) paid average annual home insurance premiums of $911.
    • This average premium in CA is 7% less than the national average of $978.
    • California collectively (all cities) ranks 11th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in Laguna Niguel, CA


  • Owner-Occupied Housing: Laguna Niguel vs. U.S. [2]
    • In California collectively (all cities), owner-occupied housing made up 54% of all housing units.
    • This owner-occupied rate in CA is 15% less than the national average of 63.9%.
    • California collectively (all cities) ranks 49th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in Laguna Niguel, CA


  • Rent Insurance Rates: CA vs. U.S. [3]
    • California residents collectively (all cities) paid average rent insurance premiums of $224.
    • This average rent insurance premium in California is 20% greater than the national average of $187.
    • California collectively (all cities) ranks 3rd in the U.S. in rent insurance rates.

Renters Insurance Providers in Laguna Niguel, CA

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in Laguna Niguel, CA

Household Income Spent on Home Ownership Costs in California [4]

California residents (collectively, all cities) spent an average of 45.5% of household income on home ownership costs, which is 35% greater than the national average of 33.7%.


Household Income Spent on Rent and Utilities in California [5]

Residents of California (collectively, all cities) spent an average of 54.6% of household income on rent and utilities, which is 14% greater than the national average of 48.1%.


Additional information about California

About Laguna Niguel

The city of Laguna Niguel has a population of approximately 62,979 and is located in Orange County in the state of California. [6]

CA Home Insurance

Laguna Niguel, CA Home Insurance

For more information about Laguna Niguel Home Insurance, or for additional resources regarding home insurance overall, visit the California Department of Insurance.

Did you know?

In 2010, water damage and freezing accounted for 21.3% of all home insurance losses in the United States.

Other Cities in CA

ZIP Codes in CA


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)